Down Payment Insurance: Smart Protection or Total Waste of Money?

ValueInsured is offering down payment insurance to home owners. But is it a smart investment or a waste of money?


6:41 pm ET
April 15, 2016April 15, 2016

The housing crash of 2008 shattered the long-held notion that a home is a rock-solid, inviolable investment in your future. With home prices climbing steadily again to what seems like improbable (and possibly unsustainable) heights in some markets, many fear that we’re in another housing bubble—one that could burst, taking their life savings with it.

That’s why buyers may see the appeal in a new product from Dallas-based startup ValueInsured: +Plus, down payment insurance for homeowners. In a nutshell: It offers protection where protection didn’t previously exist.

However, the jury is

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